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*In anticipation of Hurricane Helene, we are unable to bind any new business until Monday, September 30th 2024. Thank you*

Blog

Learn all there is to know about insurance.

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Rebuilding Your Business After a Natural Disaster

The Federal Emergency Management Agency (FEMA) reports that 40 to 60 percent of small businesses never recover and re-open their doors after a disaster. It is in the best interest of your business to maintain both adequate insurance coverage and a disaster recovery plan so you’re prepared to bounce back when Mother Nature comes calling.   […]

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Are Your Valuables Protected? Five Possessions You Might Not Know Should Be Insured 

While you hope never to experience a theft or home invasion, there are unfortunately about 2.5 million burglaries annually in the U.S. According to the FBI, this equates to one burglary every 30 seconds. A standard homeowner’s insurance policy covers personal items such as jewelry and artwork, but most policies have a limit of $1,000 […]

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Should I Pay My Auto Insurance Premium Monthly or Annually? 

When it comes to automotive insurance, you may find yourself faced with multiple decisions to make. Should you choose a high or low deductible plan, minimum or maximum coverage, or pay premiums monthly versus an annual lump sum? Although there is truly no wrong answer, it is important to ensure you have the best possible […]

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Hiking & Camping Safety: Staying Safe in Nature this Spring

One of the most beautiful aspects of nature is that it is ever-changing. You and your family may visit a National Park in the summer, only to return in the winter and discover completely new surroundings. This can be exciting, but it also means nature presents its own unpredictable challenges.   When traveling and planning outdoor […]

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Why Does Your Business Need Cyber Liability Insurance? 

 In the past, most businesses retained their data either in a hard copy format, such as paper records and files or on a private computer server that was stored within their building. However, cloud-based software has exploded in recent years. It offers affordable and scalable methods for data management to companies of all sizes. The […]

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Understanding Employee Practices Liability 

Employee Practices Liability, often referred to as EPLI, covers businesses against claims by workers that their legal rights as employees of the respective company have been violated. There has been a considerably large rise in lawsuits where employees file against their employers. Traditionally, most lawsuits are filed against larger corporations such as Walmart or Target, […]

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How to Prevent Cold Weather Injuries  

Many people in the world still have jobs and positions that require them to complete work outside no matter the weather. Worker’s compensation benefits were indoctrinated to help protect those who work in labor-intensive positions. While we can lean on the workers’ compensation benefits to cover work-related injuries, it is in everyone’s best interest to […]

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Applying for Disability: What You Need to Know 

Applying for disability can be a scary situation to be put in. The government has two different programs that are set in place to help assist those who are now needing disability assistance. If you are newly disabled, you may be wondering if you qualify for financial assistance from the Social Security Administration (SSA). The […]

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3 Reasons You Need Contractors Insurance

With the introduction of DIY products and ambitious projects done on Pinterest, more and more people are trying their swing at becoming a contractor in their spare time. Working as a contractor seems to be more fun than working a regular 9 to 5 job. Being a contractor means you’re the boss. You could own […]

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Choosing Auto Insurance That’s Right for You  

These days we’ve seen an influx of people choosing to travel rather than buy material things. It’s about the experiences over physical objects. Usually, choosing a car would result in hours of research, test-driving, and multiple visits to different car lots. You got the car and you’re all set to hit the road, right? Being […]

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